Winter Break in Villa Roquette

Christmas in the South of France means for us Oysters and Champagne on the terrace (we have done this every year for 20 years, sometimes having our Christmas lunch in the sunshine) plus we always have home-made Christmas puddings and Cake, mixed early with many wishes added in. Crackers and paper hats, silly jokes and broken puzzles are traditional and even if it is not needed, a big log fire is always in the hearth.

We have one apartment and one double B&B suite available for Christmas and the new year so do book now if you want to come and stay with us.

There is more accommodation available through to April, so if you are looking for a winter or Spring break near the Mediterranean – get in touch.

 

Avoid Currency Rip-Off charges

There is a lot of talk online and in the journals this week about the excessive charges made by banks when you change currency. This article in The Independent newspaper sums up some of the problems.

Currency exchanges vary on a day-to-day basis. There are many websites which show these fluctuations in real-time, xe.com for example, or even simple just type in your query into the Google search bar type something like  ”1 GBP in euro” – I have found that these queries do not give exactly the same results – two comparisons a few seconds apart using these two services gave me a difference of a quarter of one percent when I tried them.

The exchange rate shown is what is called the “mid-bank” rate – this is something neither you nor I (unless you are a bank) will ever get – the poor old banks have to make a profit moving their (our) money around so they charge a fee (commission) for doing this.

Tourist rates are the prices you will get from banks, high street exchanges and cash machines. It this moment the mid-bank rate is showing at 1.14 euro to the pound (to 2 decimal places everywhere) the typical tourist rate is 1.11 euro to the pound – so the commission charge is about two and a half percent

The best deal I have found shifting lumps of money through currency dealers is what they call “30 points off” mid-bank rate – in other words they charge about one third of one percent, but this is for buying a house or transferring a largish sum of money.

So the best tourist rates for going on vacation and wanting 1000 euro is going to cost a minimum of 25 euro – but be careful, ATM machines often charge an extra three percent and there are many other charges not shown clearly by currency exchange services.

This soon mounts up and even with the nicest bank people you are in effect buying them a very expensive dinner, with Champagne, for the simple job of moving your money from one place to another.

If you are coming to stay with us in Villa Roquette, we can help you save money. You can transfer your booking payment directly into a bank account we specify, either in the UK or USA, paying us in pounds or dollars, we will calculate the money (all our prices are in euro) owing at the actual real mid-bank rate at the time and not make any charges at all, you get the full listed exchange rate.

Add this saving to our plane or train shuttle service saving you up to 200 euro in taxi fares and your saving on baggage as we provide beach towels and many extras as standard and you could save enough to stay an extra couple of days.

I was thinking of ways of helping further,  for example, you could transfer your spending money and we would repay you in euro when you arrive, we then only need charge the much smaller currency exchange rate when we transfered several clients payments across by a large sum transfer. But when I spoke to Carole about this idea it made us sound like a Nigerian scam, so perhaps I will keep this for a future project.

Villa Roquette Guest Hose in Languedoc France

Private Pool at Villa Roquette

Whats On In Herault

WOW l’Herault is a website giving news and information about What’s On Where in our department, Herault, in Southern France.

The editor (and founder) , Robin Hicks, is a very experienced Press, Television and Radio journalist – he has a flair for delivering current news and the latest local events, accurately and interestingly in a well presented and unclutterred website.

A natural organisor, Robin has also created the local Christmas Cracker Fair – and annual event attracting hundreds of local artisans and producers to exhibit and sell their goods at a local Chateau in the weeks before Christmas – with live entertainment , food stalls and exhibitions, this isa major local event.

Not only that, Robin also finds time to arrange special concerts and recitals for local musicians, again in magnificent settings, these events are always sold out.

Follow WOW l’Herault to keep pace with the latest happenings in this lively and active community here in the heart of Languedoc The Real (and Original) South of France.